Comment on What is a DRO (Debt Relief Order) ? by Sara (Debt Camel)
In reply to Nicola.
Who is your DMP firm? You could talk to them about getting a DRO.
In a DMP your credit score will already be affected and this will affect Your husbands chance of a mortgage as the joint account means you two are financially linked. Thus will be worse if you gave A DRO.
If your husband wants a mortgage in future you need to stop having a joint bank account now.