Can You Be Creative In A Regulated Industry?
From finance to pharma, regulated industries catch more than a few (well-deserved) bad raps, including one close to my heart: bad creative. “It’s boring.” “It’s wordy.” “It all looks...
Election year seasonal effects and low interest rates support stocks
In mid-June, we began cautioning that the high-velocity, v-shaped recovery in stocks from their March lows was producing tactically overbought conditions, raising the likelihood of a near-term Fast-forward...
Checking Benefits FAQ
TABLE OF CONTENTS Sure What is Sure? Who is eligible? How do I enroll? How much does it cost? How much coverage is available? When does my cell phone...
What is Form 5330?
IRS Form 5330 is used when paying excise taxes related to employee benefit plans, including 401(k) plans, even though the error that caused the excise tax has already been...
How We Help Investors Seamlessly Transfer Accounts
Transitioning investment accounts from one provider to another can be complicated. You may be in the early days of exploration, wondering if adopting a new investment strategy is worth...
It may not pay to avoid the market in the early days of a new administration
I was recently giving my usual spiel to clients about the importance of staying the course with their investments throughout the election season and irrespective of who ultimately wins...
True-Ups: What are they and how are they determined?
Employer matching contributions are a great benefit and can help attract and retain employees. It’s not unusual for employers to fund matching contributions each pay period, even though the...
What will arise from today’s ‘creative destruction’?
It’s back to school season, and that invariably reminds me of my own education and all that I enjoyed learning when I was in school. One class that I...
SteelPath September MLP updates and news
August brought relatively stable midstream equity prices despite continued upward momentum in commodity prices. Quarterly earnings season concluded, the first to include the impact of COVID-19 and the resulting...
Tactical Asset Allocation – September 2020
Macro update We believe the global economy is healing, and we expect its upward growth trajectory to continue for the reminder of the year. Based on our macro regime...